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What is the Crowding Out effect?

 


This is one of the most discussed phenomena, especially in countries where government spending plays a crucial role for economic growth and development.

 

The government incurs heavy expenditure on the development of social and economic infrastructure like roads, railways, bridges, schools, etc.

 

Normally, for any government, major sources of funds are

 

1) Taxes

2) Borrowings

 

Generally, when the government resorts to expansionary fiscal policy or when there is a developing country which is running a fiscal deficit, the government faces scarcity of funds because of increased expenditure requirements.

 

Thus, the government will do either of two things.

 

1) Increase taxes 

2) Increase borrowings

 

1) Increase in taxes may result in an increase in the government tax receipts, but an unwelcome outcome can be decreased spending from the private sector. Because increased taxes will result in less disposable income in the hands of people and firms, which will lead to decreased spending resulting in slowdown of economic growth.

 

2) Increase in government borrowings via issuance of treasuries may lead to an increase in interest rates in the economy. Increased interest rates in the economy will lead to a decline in private capital expenditure as companies will be reluctant to raise funds at higher interest rates, thus again impacting economic growth.

 

Finally,

 

An increase in government spending funded via increased taxes and increased government borrowings may lead to a decrease in private spending and expenditure.

 

This phenomenon is referred to as the Crowding Out Effect.